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About PayPal Credit

Bill Me Later is now PayPal Credit, but your existing account information and credit line will still remain intact. If you do not have a PayPal account, you can continue to service your account here by using your Bill Me Later user ID and password. For those of you with a PayPal account, you’ll get to service your credit line on PayPal, and take advantage of the additional benefits of PayPal, like sending money and the ability to schedule future payments. In the coming months, we will be moving everyone over to PayPal and offer you the additional benefits as well as an easier to use interface, and all we’ll need you to do is link your credit line to a PayPal account.

PayPal Credit is a service that lets you buy now and pay later. Think of it as a secure, instant, and reusable credit line without the plastic. PayPal Credit is available as a payment option at thousands of online stores and once you link it to your PayPal account, it can be used almost everywhere PayPal is accepted.

You can apply today, or select PayPal Credit as your payment choice during checkout. You’ll be asked to provide your date of birth and your Social Security number, and then to agree to the terms and conditions. You’ll know within seconds if you are approved. PayPal Credit is subject to credit approval and offered by Comenity Capital Bank.

Easy to use.

There are no account numbers to enter or long credit applications to fill out. PayPal Credit is available within the checkout process. Plus, when you link your PayPal Credit and PayPal accounts, you can use PayPal Credit (and get more time to pay) at most places PayPal is accepted—both offline and online. Link your accounts now

Enjoy special financing offers.

Special financing offers give you the flexibility to buy more of what you want and choose how you want to pay—in full, or by spreading out your payments over time. (Offers vary depending on where you shop and how much you spend). More on special financing

Extra layers of security.

Get peace of mind with Zero Fraud Liability and PayPal’s Purchase Protection program (see eligibility). Learn more

Visit PayPal Credit 101 to read how promotional financing works, how to pay your bill, and how to send money using PayPal Credit.

Are you a merchant looking to offer PayPal Credit?

PayPal Credit is an integrated payment solution within PayPal Payments Advanced. We’d love to help you out. Give us a call at 877-419-6879 to find out about exciting new products to fit your business and customer needs.

About Bill Me Later, Inc

Founded in 2000, Bill Me Later, Inc. developed PayPal Credit and provides services for Comenity Capital Bank, the lender of PayPal Credit accounts. Bill Me Later, Inc. is a PayPal company headquartered in Timonium, Maryland with additional offices in Hunt Valley, Maryland, Chandler, Arizona and San Francisco, California.

About PayPal™

PayPal is the faster, safer way to pay and get paid online, via mobile devices, and in store. The service allows people to send money without sharing financial information, with the flexibility to pay using their account balances, bank accounts, credit cards, or promotional financing. With more than 117 million active accounts in 190 markets and 25 currencies around the world, PayPal enables global commerce. PayPal is headquartered in San Jose, California and its international headquarters is located in Singapore. More information about the company can be found at www.paypal.com.

Need more help?

Didn't find what you're looking for? You may reach us by phone, mail, or secure email.

By Phone
8 AM to 11 PM ET, Monday-Friday
9 AM to 9 PM ET, Saturday-Sunday

Within the U.S.: 866-528-3733
Outside the U.S.: 402-397-0212
For deaf and hard of hearing customers:
Dial 711 from anywhere in the U.S. to be connected to a telephone relay service operator or contact your relay service provider.

By Mail
PayPal Credit
PO Box 5138
Timonium, MD 21094

By secure email (login required)
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Or you can connect socially.

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