What is Bill Me Later?

  • Bill Me Later is a PayPal service that gives you more time to pay.
  • It’s fast and easy — no credit card to enter, and approval just takes seconds
  • Enjoy flexibility and control — you’ll have a choice to pay for your stuff now or pay later with interest
  • Easily manage your Bill Me Later purchases and schedule payments at PayPal.com

Important information for your Bill Me Later account.

  • You’ll start with a credit line of at least $250.
  • If you happen to pay late, you could receive a late fee of up to $35.
  • Annual Percentage Rate of 19.99%
  • Minimum Interest Charge is $2.00

You can use Bill Me Later with your PayPal account.

  • Check out with PayPal and then choose Bill Me Later.
  • Answer 2 quick questions and accept the terms.
  • Look for your Bill Me Later monthly statement via email.

Protect your purchases.

Shop confidently with eBay Buyer Protection.

Bill Me Later is subject to credit approval as determined by the lender, WebBank, Salt Lake City, Utah, and is available to US customers who are of legal age in their state of residence. Bill Me Later is not available in the following categories on eBay: non-US sellers, adult, digital goods, weapons, alcohol, and vehicles (Bill Me Later is available for auto parts and accessories). Subject to credit approval. If approved, WebBank will extend credit to you for the amount financed to pay for your purchase. WebBank will pay the merchant on your behalf to pay for the purchase. Pay in full by the promotion expiration date and you will not be charged interest. If you do not pay in full by the promotion expiration date, interest will be charged to your account from the purchase date at an Annual Percentage Rate of 19.99%. Minimum Interest Charge is $2.00.


Promotional offers may not be available for purchases made on a mobile device.


Copyright ©2012 Bill Me Later Inc. The lender of Bill Me Later accounts is WebBank, Salt Lake City, Utah.