Exclusive Bonus Offers(available to invited PayPal customers only; non-transferable)
$5 back on first Bill Me Later purchase

Valid on purchases made through December 31, 2012
  • Available by invitation only.
  • Valid for first Bill Me Later purchase only.
  • You will receive $5 back as a statement credit (within 1-2 billing cycles).
  • No minimum purchase required.
  • If you have already made a purchase using your Bill Me Later account, you are not eligible to receive the $5 statement credit.
  • Limit 1 per customer. Non-transferable.
Exclusive $10 statement credit available on your first Bill Me Later purchase

Valid on purchases made through December 31, 2012
  • $10 statement credit is available by exclusive invitation only.
  • Valid for first Bill Me Later purchase only.
  • You will receive $10 back as a statement credit (within 1-2 billing cycles).
  • No minimum purchase required.
  • If you already made a purchase using your Bill Me Later account, you are not eligible to receive the $10 statement credit.
  • Limit 1 per customer. Non-transferable.
Special Financing Options
Financing Offer Financing Details
More time to pay on purchases of $0 - $98.99

Valid on purchases made through December 31, 2012
Buy now and pay later with Bill Me Later for eligible purchases up to $98.99.
  • The choice is yours:
    • Pay your balance in full by the payment due date on your statement and avoid paying interest, or
    • Make minimum payments until your balance is paid in full and pay interest from the date of purchase.
  • We'll send you email reminders when payments are due - and you can keep track of purchases and view your statements online.
No Payments + No Interest if paid in full in 6 months on purchases of $99 or more

Valid on purchases made through December 31, 2012
Enjoy No Payments and No Interest if paid in full in 6 months on Bill Me Later purchases of $99 or more.

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months.

Avoid interest charges.
  • We'll send you reminders to let you know when your statement is available online and when payments are due.
  • You can also view your account information online at any time to stay on top of purchases and make payments.
  • Pay the amount financed for this purchase in full by the promotion expiration date on your statement.
  • Take advantage of promotional financing on multiple purchases up to your available credit line. We'll help you keep track of when each promotional balance is due.


Your Money. Your Choice.
  • If you'd like to take more time to pay, interest will accumulate at an Annual Percentage Rate (APR) of 19.99% starting from the date of this purchase.
  • The accumulated or "deferred" interest will be added to your account balance when the promotional period for this purchase expires, if the balance is not paid in full.
  • Deferred interest amounts and expiration dates are available on your statement and online at any time - so you can stay informed along the way.


If approved, WebBank will extend credit to you for the amount financed to pay for your purchase. WebBank will also pay the merchant on your behalf for the purchase.

Learn More About Bill Me Later – FAQs

What is Bill Me Later?
  • Bill Me Later is a PayPal service that gives you more time to pay.
  • It’s fast and easy - no credit card to enter and approval just takes seconds.
  • Enjoy flexibility and control - you’ll have a choice to pay for your stuff now, or pay later.
  • Easily manage your Bill Me Later purchases and schedule payments at PayPal.com.
  • View Bill Me Later Terms and Conditions.
Additional information:
  • You’ll start with an available credit line of at least $250.
  • The Annual Percentage Rate is 19.99% and the Minimum Interest charge is $2.00.
  • If you happen to pay late, you could receive a late fee of up to $35.
How does Bill Me Later work with PayPal?
You can use Bill Me Later with your PayPal account on eBay or at any of your favorite stores.
Here’s how:
  • Check out with PayPal and then choose Bill Me Later.
  • Answer 2 quick questions and accept the terms.
  • Look for your Bill Me Later statement via email.
Learn more about Bill Me Later – FAQs:

How do I sign up for Bill Me Later?

How do I pay my Bill Me Later bill?

Are Bill Me Later and PayPal the same company?

Is Bill Me Later available for all items on eBay?

How does the "No Payments + No Interest if paid in full in 6 Months" offer work?

Is there an annual fee to use Bill Me Later?

What is the Annual Percentage Rate?

If I pay late, will there be a fee?

Does Bill Me Later protect me from liability for unauthorized charges?

Do I have a credit line and how much is it?

What does "Subject to Credit Approval" mean?

Do you check my credit report every time I make a purchase?

Where else can I use Bill Me Later?