Bill Me Later, a PayPal service  
An offer that's easy to fall in love with: Get $5 back and enjoy 6 months to pay when you check out with PayPal™ and choose Bill Me Later®. Subject to credit approval. Shop eBay Now
Now you can choose Bill Me Later® and get more time to pay. You will get $5 back, plus take until September 2012 to pay on your first Bill Me Later purchase. See Offer Details

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months.

Subsequent Bill Me Later purchases of $99 or more may also be eligible for special financing.
Special Offer: Get $5 back, plus No Payments or Interest if paid in full by September 2012.
Complete your purchase before midnight ET on February 29, 2012 to receive this limited time offer. This offer is nontransferable.
$5 back on your first purchase.
You'll receive $5 back as a statement credit for your first Bill Me Later purchase through PayPal.
> Valid for first-time Bill Me Later customers only. If you already have a Bill Me Later account, you are not eligible to receive this offer.
> Limit 1 per customer. Please allow 1-2 billing cycles for this amount to be reflected on your Bill Me Later statement.
No Payments + No Interest if paid in full by September 2012.
> Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months.
> Select "Yes, I'd like No Payments/ Interest if paid in full by September 2012..." to be eligible to receive the promotional offer for each purchase.
> You'll receive monthly statements...
> Pay in full by the promotion expiration date as listed below and you will not be charged interest.
> If you do not pay in full by the promotion expiration date, interest will apply from the date of purchase at an Annual Percentage Rate of 19.99%.
For example, if purchase is made in: Date to pay in full to avoid interest
(Promotion Expiration Date):
February 2012 September 2012
> If approved, WebBank will extend credit to you for the amount financed to pay for your purchase. WebBank will pay the merchant on your behalf to pay for the purchase.

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How does Bill Me Later work with PayPal?
Pay with PayPal when you make a purchase on eBay or at any of your favorite stores, then:
> Check out with PayPal and choose Bill Me Later.
> Answer 2 quick questions, then accept the terms.
> Look for your Bill Me Later statement via email.
Bill Me Later is subject to credit approval as determined by the lender, WebBank, Salt Lake City, Utah and is available to US customers who are of legal age in their state of residence. You must pay with Bill Me Later to get the offer. Offer not valid on previous purchases, returns, or exchanges.
What is Bill Me Later?
> A new way to pay for your PayPal purchases.
> It's fast and easy—no credit card to enter and approval takes seconds.
> Your purchases ship to you now and the bill comes later.
> All of your purchases will appear on one bill whether you buy electronics, home goods, apparel, or other items.
> It's safe – you're covered with "Zero Fraud Liability" Protection.
Here's what you'll want to know:
> You'll start with Buying Power of at least $250—not too much, not too little… just what you need. FAQ
> If you choose to pay over time, the Annual Percentage Rate is 19.99% and
the Minimum Interest charge is $2.00. Terms
> If you happen to pay late you could receive a late fee of up to $35. FAQ

Click here to view the Bill Me Later Terms and Conditions.

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Bill Me Later FAQs

How do I start using Bill Me Later?

What if I want to use Bill Me Later every time I check out with PayPal?

Are Bill Me Later and PayPal the same company?

I saw a Bill Me Later promotion at an online store. Why didn't I see it when I checked out with PayPal?

How do I pay my Bill Me Later bill?

Is there an annual fee to use Bill Me Later?

What is the Annual Percentage Rate?

If I pay late, will there be a fee?

Does Bill Me Later protect me from liability for unauthorized charges?

Do I have a credit line and how much is it?

What does "Subject to Credit Approval" mean?

Do you check my credit report every time I make a purchase?

How do I increase my Buying Power with Bill Me Later?

Where else can I use Bill Me Later?

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