Bill Me Later, a PayPal service  
Choose Bill Me Later to fund your PayPal purchases. A new payment choice
Now you can choose Bill Me Later® to pay for your PayPal purchases and have flexibility when you pay your bill. Plus, take until May 2012 to pay on purchases of $199 or more. See Offer Details

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months.
How does Bill Me Later work?
Pay with PayPal when you make a purchase at any of your favorite stores, then:
> Choose Bill Me Later to pay for your purchase.
> Answer 2 quick questions, then accept the terms.
> Look for your Bill Me Later statement via email.
Want to learn more about Bill Me Later? Click here for more information.
Bill Me Later is subject to credit approval as determined by the lender, WebBank, Salt Lake City, Utah and is available to US customers who are of legal age in their state of residence. You must pay with Bill Me Later to get the offer. Offer not valid on previous purchases, returns, or exchanges.
What is Bill Me Later?
> A new way to pay for your PayPal purchases
> It's fast and easy - no credit card to enter and approval just takes seconds.
> Your purchases ship to you now and the bill comes later.
> All of your purchases will appear on one bill whether you buy electronics, home goods, apparel, or other items.
> It's safe - you're covered with "Zero Fraud Liability" Protection.
Here's what you'll want to know:
> You'll start with Buying Power of at least $250 – not too much, not too little…
just what you need. FAQ
> If you choose to pay over time, the Annual Percentage Rate is 19.99% and
the Minimum Interest charge is $2.00. Terms
> If you happen to pay late you could receive a late fee of up to $35. FAQ

Click here to view the Bill Me Later Terms and Conditions.

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Special Offer: No Payments or Interest if paid in full by May 2012 on purchases of $199 or more.
Complete your purchase before midnight ET on October 31, 2011 to receive this limited time offer. This offer is non-transferrable.
No Payments + No Interest if paid in full by May 2012 on purchases of $199 or more.
> Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months.
> Select "Yes, I'd like No Payments/ Interest if paid in full by May 2012..." to be eligible to receive the promotional offer for each purchase.
> You'll receive monthly statements...
> Pay in full by the promotion expiration date as listed below and you will not be charged interest.
> If you do not pay in full by the promotion expiration date, interest will apply from the date of purchase at an Annual Percentage Rate of 19.99%.
For example if purchase is made in: Date to pay in full by to avoid interest
(Promotion Expiration Date):
October 2011 May 2012
> If approved, WebBank will extend credit to you for the amount financed to pay for your purchase. WebBank will pay the merchant on your behalf to pay for the purchase.

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Bill Me Later FAQs

How do I start using Bill Me Later?


What if I want to use Bill Me Later every time I check out with PayPal?


Are Bill Me Later and PayPal the same company?


I saw a Bill Me Later promotion at an online store. Why didn't I see it when I checked out with PayPal?


How do I pay my Bill Me Later bill?


Is there an annual fee to use Bill Me Later?


What is the Annual Percentage Rate?


If I pay late, will there be a fee?

Does Bill Me Later protect me from liability for unauthorized charges?


Do I have a credit line and how much is it?


What does Subject to Credit Approval mean?


Do you check my credit report every time I make a purchase?


How do I increase my Buying Power with Bill Me Later?


Where else can I use Bill Me Later?



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