Bill Me Later, a PayPal service
Choose Bill Me Later to fund your PayPal purchases. A new payment choice
Do you want to buy now and pay later? Now you can choose Bill Me Later to pay for your PayPal purchases and have flexibility when you pay your bill.
When you make a purchase with PayPal at any of your favorite stores:
Bill Me Later is subject to credit approval as determined by the lender, WebBank, Salt Lake City, Utah and is available to US customers who are of legal age in their state of residence. You must pay with Bill Me Later to get the offer. Offer not valid on previous purchases, returns, or exchanges.

Quick Links: FAQs | Terms

What is Bill Me Later?

  • A new way to pay for your PayPal purchases
  • It's fast and easy - no credit card to enter and approval just takes seconds
  • Your purchases ship to you now and the bill comes later
  • All of your purchases will appear on one bill whether you buy electronics, home goods, apparel, or other items
  • It's safe - you're covered with "Zero Fraud Liability" Protection

Here’s what you’ll want to know:

  • You'll start with Buying Power of at least $500– not too much, not too little… just what you need. FAQ
  • If you choose to pay over time, the Annual Percentage Rate is 19.99% and the Minimum Interest charge is $2.00. Terms
  • If you happen to pay late you could receive a late fee of up to $35. FAQ

Click here to view the Bill Me Later Terms and Conditions.

Bill Me Later® FAQs

How do I start using Bill Me Later?

What if I want to use Bill Me Later every time I check out with PayPal?

Are Bill Me Later and PayPal the same company?

I saw a Bill Me Later promotion at an online store. Why didn't I see it when I checked out with PayPal?

How do I pay my Bill Me Later bill?

Is there an annual fee to use Bill Me Later?

What is the Annual Percentage Rate?

If I pay late, will there be a fee?

Does Bill Me Later protect me from liability for unauthorized charges?

Do I have a credit line and how much is it?

What does Subject to Credit Approval mean?

Do you check my credit report every time I make a purchase?

How do I increase my Buying Power with Bill Me Later?

Where else can I use Bill Me Later?