The Jewelry Television Preferred Account privacy policy below will apply to your Jewelry Television Preferred Account effective September 1, 2010 and is displayed in a chart format to help you readily understand the information we can share and how you can limit what information we share. The lender for Jewelry Television Preferred Account will also change to WebBank, Salt Lake City, Utah on September 1, 2010. If you have other products offered by WebBank or Bill Me Later, Inc., the Privacy Policy that will apply to those products may be different.

If you would like to opt out of sharing with our affiliates as outlined in the new policy please follow these instructions: Click here and select the Topic titled Privacy Policy Opt Out (login required).  Enter text requesting that you would like to opt out. Submit your request.

rev. September 2010
FACTS WHAT DO WEBBANK (Lender) and BILL ME LATER, INC. (Servicer) DO WITH YOUR PERSONAL INFORMATION IN CONNECTION WITH YOUR JEWELRY TELEVISION PREFERRED ACCOUNT?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

Social Security number and income
Account balance and transaction history
Credit history and credit score.
How? All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons WebBank and Bill Me Later, Inc. choose to share; and whether you can limit this sharing.
Reasons we can share your personal information Does WebBank or Bill Me Later, Inc. share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No
For our marketing purposes –
To offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes –
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes –
information about your creditworthiness
Yes Yes
For our affiliates to market to you Yes Yes
For non-affiliated companies to market to you No We don't share
To limit our sharing Call 888-223-0991 - our menu will prompt you through your choice(s) or
Visit us online at: jtv.mypreferredaccount.com/about/privacy-policy.xhtml
Please note:
If you are a new customer, with respect to those circumstances in which you can limit our sharing, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.
Questions? Call: 888-223-0991 or go to jtv.mypreferredaccount.com/about/privacy-policy.xhtml.
Who we are

Who is providing this notice?

WebBank (Lender) and Bill Me Later, Inc. (Servicer)

What we do

How do WebBank and Bill Me Later protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How do WebBank and Bill Me Later collect my personal information?

We collect your personal information, for example, when you:

Open an account or use your account
Pay your bill or give us your contact information
Provide account information

We also collect your personal information from others such as credit bureaus, affiliates, and other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

sharing for affiliates' everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for non-affiliated companies to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

We do not have joint accounts.

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.
WebBank does not share with affiliates. Bill Me Later, Inc.'s
   affiliates include financial companies such as PayPal and
   nonfinancial companies such as eBay.

Non-affiliated Companies

Companies not related by common ownership or control.  They can be financial and non-financial companies.
We do not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 
Our joint marketing partners include financial companies such as banks
  or insurers.

Other Important Information
If you live in Vermont, we will not share information about your creditworthiness with our affiliates for their everyday business purposes unless you consent to that sharing. If you live in California, we will not share information about you (1) with our affiliates for their own purposes or (2) for joint marketing with other financial companies.